On intersections of symmetric determinantal varieties and theta characteristics of canonical curves

From a block-diagonal $(n+1) \times (m+1) \times (m+1)$ tensor symmetric in the last two entries one obtains two varieties: an intersection of symmetric determinantal hypersurfaces $X$ in $n$-dimensional projective space, and an intersection of quadrics $\mathfrak{C}$ in $m$-dimensional projective space. Under mild technical assumptions, we characterize the accidental singularities of $X$ in terms of $\mathfrak{C}$. We apply our methods to algebraic curves and show how to construct theta characteristics of certain canonical curves of genera 3, 4, and 5, generalizing a classical construction of Cayley.