The impact of ground motion prediction equations on estimating insurance losses in the EQC at earthquake catastrophe model
2019
Based on the EQC at catastrophe model proposed by this article, the effects of different GMPEs of Seismic Ground Motion Parameters Zonation Map of China (GB18306, version 2001/2015) are discussed on calculating pure premium rates and occurrence exceedance probability. The results show that GMPEs determine the distribution area of peak ground motion, thereby affecting the amounts and damage extent of insured exposures. Taking a single point, the loss calculated by the new 2015 GMPE is up to 3.7 times larger than the one from 2001 at the return period of 1-in-500. The pure premium rates of typical frame-shear wall structures are given as a color map of Beijing city, offering an intuitive view of seismic risk.
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