There has been growing importance of Mutual Fund Investment in India. When compared with other financial instruments, investments in Mutual funds are safer and also yields more returns on the portfolio investment. The focus of the study is to explore the factors that are responsible in increasing the Mutual Fund investment in India. The study also helps to understand the role of demographics in Mutual funds in India. This enables the fund managers to understand investment pattern and preferences of investor's behind investing in Mutual Funds. Further analysis of the study reveals that financial literacy of respondents is very important for making investment in Mutual funds. Therefore Mutual fund companies should promote financial awareness amongst the respondents so as to channelize their income and savings towards Mutual Funds.
There is no doubt that India has made tremendous progress in the midst of globalization. But the status of women in India is a sort of a paradox. On the one hand, she has achieved pinnacles of success, but on the other hand, she is deprived of the power for taking independent decisions about her career and life. The key reason behind this is that the majority of females in India still do not possess financial autonomy. Insurance is one of the fastest growing sectors in India. But the percentage of females insured, especially, the insurance cover for the young girls is very less. The research paper, therefore, has basically identified those parameters that are considered to be important for purchasing the insurance cover of the girl child. Hypotheses developed in the study have revealed that there are many socio-economic factors, which influence the insurance coverage of the girl child with respect to the purpose and type of insurance policy taken. Finally, the paper brings into light various recommendations for the Indian society and has stressed more on the Government's role in providing safe and secured future to the girls in India.
There has been huge impetus in growth of supermarkets in all over the world. This changing trend has led to the establishment of large retail chains.......
This paper basically focuses on behavioural as well as on technical aspects of gold investment in India. Results have denoted that Indian investors, irrespective of various financial products that have been introduced in markets, have always retained certain part of their savings in the form of gold investment. Thus in spite of rising prices, gold investment acquires lot of attraction in India. The latter part of this paper has tried to analyse various socio-economic factors that are responsible for variations in gold prices in India. This paper further tries to explore relationship between share investment and gold prices in India, and results from analysis have revealed that equity investment in corporate are quite dependent upon gold prices. This paper has also made an attempt to predict gold prices in light of certain parameters in short run and has revealed that there is a high possibility of further increase in gold prices in India.
There has been growing importance of Mutual Fund Investment in India. When compared with other financial instruments, investments in Mutual funds are safer and also yields more returns on the portfolio investment. The focus of the study is to explore the factors that are responsible in increasing the Mutual Fund investment in India. The study also helps to understand the role of demographics in Mutual funds in India. This enables the fund managers to understand investment pattern and preferences of investor’s behind investing in Mutual Funds. Further analysis of the study reveals that financial literacy of respondents is very important for making investment in Mutual funds. Therefore Mutual fund companies should promote financial awareness amongst the respondents so as to channelize their income and savings towards Mutual Funds. Index Terms — Mutual Funds, investment, preferences, companies, awareness, India
Financial Inclusion cannot be achieved with financial literacy in economy. The increasing liberalisation in social status of women has definitely shown positive change in condition of women in India. The study was conducted to explore the level of financial literacy among females in city of Mumbai. The research also aimed at assessing the knowledge of females towards investment in various financial instruments. Thus, a structured questionnaire was circulated among women in Mumbai to assess the financial literacy level of females. Results of the analysis revealed that most of the females in India do possess certain kind of financial security, but they are still financially illiterate. Further analysis of paper indicates that in the Indian society, there are very few realistic examples where women actually participate in decision making process in the family. It was found that women in urban areas do have financial freedom to take decisions not only with respect to their personal investments but also for the family as a whole. Still majority of females are highly ignorant about different investment opportunities in the market. This research will help companies in bringing out various awareness programmes regarding different investment options so that it can increase capital formation in country.