Financial behaviour and demographic background: students’ perspective

This study aims to examine the difference of financial behaviour on demographic background among Kolej MARA Kuala Nerang (KMKN) students. A sample of 350 active students was selected to complete an internet survey, consisting of questions on students’ demographic background and financial behaviour.T-test and ANOVA analysis shows different gender and course enrolled significantly demonstrate the different financial behaviour.While other demographic backgrounds (hometown, recent CGPA, previous school, parents’ monthly income and education background) do not provide any differences of financial behaviour. This finding may assist policymakers in developing programmes to encourage the good financial behaviour.