Realidad de los Microcréditos para los Emprendimientos Femeninos en la Zona Noroeste de Guayaquil, Ecuador

Entrepreneurship is a very relevant tool to help people out of a difficult economic situation. There are many countries whose economies have worsened due to the arrival of the Covid-19 pandemic. Part of the most vulnerable population are women, who in many cases have to raise a family, sometimes alone, and seeing an opportunity to start a business do not have the necessary resources, this is where microcredit comes into play, an instrument offered by both public and private institutions, which come to offer an opportunity to those who generally have been excluded from the financial system, this research is limited to the northwest area of the city of Guayaquil, Ecuador. The objective of this research is to analyze the reality of microcredit for women's entrepreneurship in the northwest area of Guayaquil. The results tell us that microcredits for women's entrepreneurship in the northwest area of the city of Guayaquil are a great opportunity, but as a conclusion we have that these are not necessarily the magic solution that will solve poverty, if care is not taken with the other situations surrounding an enterprise.