The Theoretical Logic and Implementation Path of Technology Finance to Improve the Profitability of Commercial Banks

Science and technology empowering the financial exhibition industry is an important measure and a useful attempt to realize the transformation and development of the financial sector. In the business model of commercial banks, the application of technology financial tools, methods and models can play a positive role in three aspects of customer group marketing, customer service and internal operations, including the realization of high-speed retail customer groups and institutional customer groups. Growth, ensures efficient services for retail customers and institutional customers, and promotes the deep integration of operations and business links. Based on this, commercial banks should clarify the development path of technology finance, strengthen the application efficiency of technology finance, accelerate the talent pool of technology finance, and ensure that the technology finance strategy can be efficiently implemented, effectively empowered, and sustained, thereby enhancing the core competition of commercial banks. Power and ultimately improve the profitability of commercial banks.