La inclusión financiera analizada desde una técnica de reducción de dimensiones

Objective: to analyze in the department of Sucre the level of financial inclusion indices of the different products of the financial system such as savings, credit and insurance, studying in turn the factors that influence this level through the technique of downsizing. Method: exploratory, descriptive and cross sectional study, in which 541 surveys were carried out throughout the department of Sucre. With the information obtained, a database was constructed and the main variables of the study were calculated. Results: it was found that although the selected inclusion indicators are correlated, their variability is largely explained by a single factor. Discussions: there is still great exclusion of the population, especially in rural areas and in regions with economic backwardness such as the department of Sucre. Conclusions: in the department of Sucre there is very little access and use of each of the financial products, with remittances being the least used and insurance the most used, which denotes a low migration of Sucre´s population.