18 Monate GKV-Modernisierungsgesetz: Bewertung und Ausblick: die Sicht der Krankenkassen

Balance of the law for the modernisation of the statutory health insurance (SHI) (GKV-Modernisierungsgesetz -GMG) is contradictory as measured by the original objectives. Although the legislators curtailed benefits and raised the co-payments, those insured could not profit from lower contributions. The anticipated lowering of the ancillary wage costs was missing thereby. However, many SHI funds could settle debts, but the expenditures rose again in 2005. The financial situation of most SHI funds is still strained. The new federal government will have to tackle a further and sustainable reform of the statutory health insurance soon.