Digitally: piloting offline payments for phones

Mobile payments support a range of services in many less developed countries including everyday payments, migrant remittances, credit, tax collection, and welfare benefits. These services depend entirely on the mobile phone network as their carrier, so they stop where the network does. This leaves millions of the very poorest people stranded - people living in remote areas where there is little to no network service. It also leaves urban users at the mercy of network congestion.