모바일 지급결제 위험의 리스크관리 방법에 대한 연구

Finance and mobile communication are basic industries of country and face slowdown or downturn in growth. In order to find new profit source and prevent secession of customer, finding new business model becomes an inevitable quest to both industries. The appearance of the third generation of mobile communication, WCDMA brought a fundamental change in mobile banking service which had been led by financial world. Due to conflicts and uncompromising attitudes between banks and mobile carrier, service launch experiences many difficulties. In terms of banks and telecommunications, this situation postpones finding new profit source, and from the viewpoint of users, they are losing opportunity to enjoy more comfortable service. Every party concerned is losing. This study offers countermeasures for various situations by dividing risks at mobile payment into mobile payment and settlement payment.