Análisis de riesgo financiero como estrategia para la toma de decisiones de las micro, pequeñas y medianas empresas (mipymes) en el municipio de Caucasia – Antioquia.

The study and measurement of financial risk becomes extremely important, especially for MSMEs, which are more sensitive to market uncertainty, especially when we consider that the models used to date have mainly application and are focused on companies that They are listed on the capital market. The main objective of this study is the analysis of the financial risk of MSMEs in the municipality of Caucasia registered in the Medellin Chamber of Commerce for Antioquia, focused mainly on liquidity and indebtedness. The study was carried out with 65 MSMEs in the municipality, belonging to all the economic activities registered in the International Standard Industrial Classification - ISIC, with a general risk categorization for the entire group of participating MSMEs and a statistical breakdown by economic activities, which focuses on the focus of the discussion on whether there are economic sectors in which the risk factors increase.