Is pension coverage a problem in the private sector

The brief’s key findings are: Commentators question whether pension coverage is a serious problem, indicating that 80 percent have access to a plan. But this number refers to access – not participation – and to full-time workers in both the public and private sectors. A review of four household surveys and one employer survey finds that only about half of all private workers (age 25-64) are participating in a plan. So, yes, coverage remains a serious problem.