Evolution Game Analysis in Banks and Enterprises Credit Contract Based on Good Faith Factor

This paper applies the trust theory,establishes banks and enterprises credit risk decision model by taking the good faith factor as the endogenous variable,carries on the evolution game analysis of the banks-enterprises credit contract and infers maintenance credit cooperation lowest credit agent and the cooperation cycle.This paper also proves that in the investment environment uncertainty which increases the difficulty of realizing the contract by using good faith factor to adjust banks and enterprises' cooperation mechanism,the credit contract can be made to realize the win-win aspect.