Factores que influyen en la atribución de la pensión de sobrevivencia en una administradora de fondos de pensiones colombiana, 2006-2011

Objective: To identify how sociodemographic, occupational, accident-related and affiliation factors influence the approval or non-approval of survivor's pension in a Colombian pension fund administrator between 2006 and 2011. Methodology: Cohort study based on the causal investigation forms relating to death, mandatory pension and death certificate. Data was statistically analyzed and the outcome regarding the approval of the survivor's pension request was evaluated through a multivariate logistic regression model. Results: The average age of approved cases was 35.9 (± 9.6) and 34.3 (± 10.4); a significant difference (value p = 0.00). Most of the deceased were men (80.9%), but women had a higher percentage of approval, with significant differences (p value = 0.01). Approval of the application was higher between 25 and 39 years of age. The majority of claims involved accidents (61.3%), with an approval of 35.1%. Applications involving diseases were approved in 43.5%. External causes were the main cause of death, with 56.6% of the total, divided mainly into: violent death (47.8%), unspecified accident (30.2%) and traffic collision (11.3%). Conclusions: This work provides evidence of how, in Colombia, the approval of the pension was associated with the age of the deceased member, the characteristics of the event (which is classified as an accident or a disease), the time of occurrence, the occurrence during working hours and the cause of death.