Banks Alternate Delivery Channels (ADC) and its impact on Financial inclusion

The Financial Inclusion emphasize on the concept of providing financial services to the underprivileged or socially disadvantaged sects of the country. Providing mere financial services like opening a savings bank account does not mean the success of financial inclusion and the success lays in make them to use the service by length and breadth to attain all their financial needs. The practice of financial inclusion is not only benefiting the needed poor and also it creates opportunity for the banks to tap the untapped sector formally in to the financial system. In recent times the way of banking itself undergone a sporadic change, technology plays a major role in every use of banking. It also eases the process of supply side to attract the demand side. On this background the study evaluates the effectiveness of alternate delivery channels of banks and its impact on financial inclusion in India.