The Effect Of Third Party Funds, Capital Adequacy, Credit Risk, And Credit Interest Rate On Profitability In LQ45 Index Company Companies In 2005-2018

The purpose of this study was to determine: (1) the effect of third party funds, capital adequacy, credit risk, and credit interest rates simultaneously on profitability in LQ-45 Banking Sector companies. (2) the effect of partial third party funds on profitability in LQ-45 Banking Sector companies (3) the effect of partial capital adequacy on profitability in LQ-45 Banking Sector companies (4) the effect of partial credit risk on profitability at LQ-45 companies Banking Sector (5) partially affect credit interest rates on profitability in the Banking Sector LQ-45 company. This research was conducted at the Indonesia Stock Exchange (BEI) which is located at Jalan Jenderal Sudirman Kav. 52-53, Jakarta 12190. The population and sample in this study were 5 banking sector companies in the LQ45 index. This study uses financial statement data for the past 14 years with 70 units of analysis to be used. The results showed that third party funds, capital adequacy, credit risk, and lending rates jointly affect profitability, third party funds affect profitability, capital adequacy affects profitability, credit risk affects profitability, and lending rates affect towards profitability in the LQ45 index banking sector company.