ALMAN ÖZEL SAĞLIK SİGORTA ŞİRKETLERİNİN FİNANSMAN PRENSİPLERİ

Germanhealthsectorprovidesallnecessaryproductsandservicesforqualitativeandcomprehensivehealthcaretoprotectpeople’shealthandimprove in case of sickness. Inthisstudy, how privatehealthsector in Germany overcomesgrowingcostssuccessfullyduetoincreasinglyagingpopulationandprogressivetechnology is dealt. Inthefirstchapter, healthexpendituresareexamined in threeagecategories. Thus, theneedforfinancingmethodsemerge. Inthesecondpart, afterexamininghealthcostsconcerningman, womanandage, fivediagnosescausingmajorhealthexpensesaredetermined. Also, duetosuccessfulfunctioning of privatehealthsector (almost 170 billionEuros at theend of 2011), despitedaybydayincreasinghealthcosts, fundingmethodsdevelopedbyinsurancecompaniesareexamined. Finally, in thethirdpartconclusionsandobtainedresultsarepresented, afterdepicting main indicators of stronginsurancebusiness in thesamepart of study.