Early warning of risks in cross-border mobile payments

Abstract While enjoying the convenience of cross-border mobile payment, we cannot ignore the risks hidden in such payment. There may be many risks in the process of the cross-border mobile payment. After classifying, identifying and evaluating the risks in the cross-border mobile payment, the authors takes Alipay as an example to conduct an empirical study on the early warning of the risks in the cross-border mobile payment on the basis of establishment of the early warning system of risks. The empirical study indicates that security risk, online payment risk, supervision risk, and financial risk have a negative impact to users. The authors put forward some relevant suggestions on early warning of such risk.