Electrode-attached substrate and a method of manufacturing the same transparent, and a touch panel

A transparent electrode-bearing substrate of the present invention (100), on at least one surface of the transparent film substrate (1), the first dielectric layer (21) mainly composed of SiO Transparent electrode layer (4) is patterned so the electrode layer forming portion and (4a) electrode layer non-formation portion and (4b). Transparent electrode layer (4) has a thickness composed mainly of indium-tin complex oxide is a layer of 20Nm～35nm. Refractive index n The first dielectric layer (21), the second dielectric layer (22) and the third dielectric layer (23) has a predetermined thickness.