EL CRÉDITO RURAL Y LAS CONDICIONES DE VIDA DE LAS FAMILIAS RURALES EN LOCALIDADES DE ALTA Y MUY ALTA MARGINACIÒN DEL ESTADO DE CAMPECHE

The development of the financial system contributes to poverty alleviation; it has a decisive role in economic growth and development, although there are different hypotheses about how this effect occurs. The aim of the study it was obtain response patterns between the living conditions of rural families, the competitiveness of the productive units, the territories, institutional development and the qualities of rural financial services, with information obtained from a survey of 245 producers in the state of Campeche, Mexico. With the principal component algorithm were obtained appropriate indices and with linear regression techniques were obtained five response functions, we showed that the living conditions of rural families are positively related with the competitiveness of the productive units, the territories, institutional development, and the quality of rural financial services. In this sense will be accessible to small farmers, deepening the rural financial market should be done in conjunction with investments to the competitiveness of production units and rural areas.