A Cheque Watermarking System Using Singular Value Decomposition for Copyright Protection of Cheque Images

Recently, all bank system has online money transfer facility. It may be either by online transactions or by NEFT cheques. Bank system pays money through cash, demand draft, and online money transfer or by cheques. Few days ago, there was a flow of the physical cheques issued by bank customer from drawer to the drawee branch. This process consumes more time and increase physical work of the employee. To overcome this problem cheque truncation system (CTS) comes into picture. This system provides faster clearing and transmission of bank cheques issued by bank customer from drawer branch account to the drawee branch account.CTS transfers the cheque in image format. Due to this reason, there is a need of copyright protection to the cheque image. It can be provided by digital watermarking techniques. The digital watermarking techniques can be applied using various methods. Such as, frequency domain, spatial domain, computational intelligence technique, etc. In this paper, it is going to discuss, “A Cheque Watermarking System Using Singular Value Decomposition for Copyright Protection of Cheque Images”. The aim of this paper is to obtain secure cheque image & watermark after extraction process of watermark at drawee branch.