Risk Profile Analysis, Earnings and Capital Assessment Banking Soundness

2019 
Financial Services Authority assess the national banking industry in a better condition shown by several indicators, one of which involved the government in achieving economic growth. With the better banking conditions will merimbas on the growth of Sharia Rural Bank. This study aims to determine the health level BPR Syariah bank in East Java using the Bank's Risk-Based Rating. Assessment methods Bank's Risk-Based Rating consists of four risk factor profile, good corporate governance, earnings and capital from any bank. This study uses a quantitative approach with descriptive method to analyze the measured ratios. The data used is the data time series in 2015-2017. Sources of data obtained from the website of the Financial Services Authority (FSA). Data analysis technique using analysis Risk Based Bank Rating (RBBR) consists of four risk factor profile, good corporate governance, earnings and capital. The study concluded thataverage overall value NPF Sharia Rural Bank (BPRS) of 13.37% with a predicate is not healthy, the average overall value FDR Sharia Rural Bank (BPRS) amounted to 119.78% with less healthy predicate, the mean overall average ROA Sharia Rural Bank (BPRS) of 0.11% with a less healthy predicate and that the average overall grades CAR Sharia Rural Bank (BPRS) of 28.47% with a very healthy predicate
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