Microfinanzas y cambio climatico - amenazas y oportunidades

Changes to the world's climate that were once imperceptibly slow are now clearly visible and happening quickly. Dying coral reefs, the disappearing arctic ice sheet, and proliferating invasive insects in temperate zone forests are among the most visible signs, but countless less dramatic phenomena show that climate change is real. The changing climate is part of a new global environment that impacts all countries, economies, sectors, and people. Microfinance, like everything else, will not be spared. This paper proposes ideas for what we can do to combat climate change at the household, micro-business, microfinance institutions (MFIs), and systemic levels. The author hopes that MFI managers will be inspired by some of the examples provided. However, each MFI should find its own way of addressing climate change, weighing the risks of inaction against the cost and risks involved in institutional change.