Analisis Sumber dan Penggunaan Dana Dalam Rangka Menilai Kinerja Perusahaan Studi Kasus Pada PT. Bank Riau

This research was conducted in 2002 that discussed; Analysis of Sources and Uses of Funds in order to assess performance of the Company, the case study on PT. Riau. Bank aims to identify enterprise Development Financial Performance during the period of 5 years from 1997 to 2001 through Sources and Uses of funds are expected to be able to assess company performance. PT. Bank Riau in its business development focuses on the financing of regional development, drivers and drivers of economic growth in the area, besides banking business in general. Amid banking conditions are still in the recovery process, PT. Bank Riau has performed the analysis and discussion. From known that. Riau Bank always seeks to maintain liquidity levels and also have sufficient capability to meet all its obligations characterized by an increase in current assets. PT. Bank Riau in strengthening the capital structure always maintain a position at the level of 8% CAR in accordance with the provisions of BI where CAR PT. Bank Riau amounted to 18.82% in 2001.Rasio liquidity and profitability showed a very good performance indicated by the ratio of reserve above the standard of Bank Indonesia, Means PT. Bank Riau exstra cautious in extending credit, and able to produce above average gains with Bank Indonesia, viewed from the ratio of NIM, the Interest Spread, Operating Margin, Profit Margin, ROA, ROE is excellent. But keep in mind that unbalance the capital increase from PT. Bank Riau with the amount of funds from local governments that can cause CAR. small amount of loans caused the fund that is not productive