The “First House” Social Banking Programme

The “First house” banking program is a real estate social program, meant to anyone wantingto buy their first house, young people specifically. This is a questionnaires based research involving150 answers of the program clients. The clients are generally young people (25-35 years) buying anew apartment, with a average value of the loan of about 25.000 Euros and an average loan period of15 years, offering a minimum advance ( less than 20%) from the loan value. Mostly of them reportedno special problems in taking loan. The main sources of information and the motivation of choosingthis type of credit was taken into evidence.