Online Recharge Card Loading: A Test Case for M-banking Implementation
2004
This paper attempts to move mobile service from information-based to
transaction-hasetl This procedure solves a number of problems associated with cell plume
recharge such as: network failure, recharge card fraud, and elimination
of foreign exchange cost.
The system involves toll-free calls to an online hank. The bank checks the status of the
account and sends notification to the mobile telecom operator who immediately credits the
callers account and notification sent to both the user and the bank for account reconciliation
with outright elimination of the Secret PIN card(Locally produced or imported). This system
requires 110 special account but the usual current or savings account in any bank mul works on the
platform of the existing telephone/Mobile banking technology. This gives more ease and
convenience, reduced cost of calls tmd better management of the network as well as encouraging trusted banking culture.
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