Transferência social de renda e inclusão financeira : evidências de quatro países

In a number of countries, two separate, but potentially complementary policy agendas have emerged in the past five years: governments have sought to increase the use of electronic means for government payments and to promote greater financial inclusion. While the two agendas have by no means converged yet, in practice they have often been translated into a single headline objective: to increase the proportion of recipients of government social cash transfers who receive payment directly into a bank account. This focus note presents the evidence gained from a comprehensive study of these four countries to revisit the key questions asked in 'banking the poor via government-to-person (G2P) payments.' The research focused on the experiences of governments, recipients, and providers, collecting information from each group.