Hybrid Model to Assess the Readiness of Information Technology Implementation in Islamic Banking Based

Based Indonesia's economy is driven by micro and community-based community segments. To support the development of the sharia economy very rapidly, Islamic banking needs to be equipped with an integrated system before the latest information technology. Through e-banking banks and clients can be mutually beneficial, this has become a necessity in the banking industry today. Utilization of Information Systems is still problematic with problems between organizations of the organization's business processes. The main objective of this research is to propose a financial model for Islamic banking, a model that supports several levels, which aims to achieve factors and customers, with possible values. Through a truly systematic viewpoint, e-readiness is a concept that encompasses the environment, processes and output phases of the Islamic banking system facilitated by internet users. An assessment model that includes all information and information about e-readiness is one of the benefits of the proposed model, including features at the national and regional levels in providing better opportunities for banks in e-banking development.