Method and device of routing strategy processing, and a terminal

The embodiment of the invention provides a method and device of routing strategy selection, and a communication terminal. The method provided by the invention comprises: when selecting a safety verification module in the process of mobile payment, receiving routing selection identification information; determining whether there is provided a routing strategy associated with the received routing selection identification information in a preset routing strategy set or not; and if there is provided a routing strategy associated with the received routing selection identification information in a preset routing strategy set, configuring the routing strategy associated with the routing selection identification information. Through adoption of the invention, the convenience and the quickness of routing strategy configuration may be improved, and the automation and the intelligence of the routing strategy configuration may be realized.