Implementing Levels of Security using Multimodal Architecture

Following the announcement of Demonetization in India, there has been a heightened need for online payments which calls for increased security measures. The following paper analyses the different techniques that Cn be used for user authentication before transactions. This includes the incorporation of barcodes/ QR codes, behavioural biometrics and physical biometrics in the security measures. It then proposes a multimodal security model which suggests a combination of these techniques to make transactions safer and more secure. Keywords:Barcodes/ QR codes, behavioural biometrics, physical biometrics