Review of the Literature on Adoption and Use of Electronic Banking Channels Over Last Three Decades

The purpose of this paper is to explore and review the research articles published on research methodology adopted by researchers in adoption of electronic banking channels over the last three decades mainly  targeting the three major banking channels i.e. ATM`s, internet banking and mobile banking. The study also examined the factors influencing their adoption in earlier researches. The results show that electronic banking adoption has grown significantly across the world and it has been well studied in the context of developed countries, but the adoption and use of electronic banking channels in developing and under developed countries still remains fertile for further academic research.