PENGARUH RASIO KECUKUPAN MODAL, LIKUIDITAS, DAN TOTAL DANA PIHAK KETIGA TERHADAP TINGKAT PROFITABILITAS PERUSAHAAN PERBANKAN

Abstract: The purpose of the banking business is profit. One way to look at the level of the bank's ability to profit is Return on Assets (ROA). To achieve the expected ROA, banks must involve the use of asset, and every business activities involving the use of banking assets, bank must be ready with a variety of risks. Risk are risk capital that can be measured with capital adequacy ratio, liquidity risk can be measured with loan to deposit ratio and saving people of total third party funds. Research performed from the period of 2008-2010. The population of 30 banks with financial reporting data were analyzed over a period of three years, so the banking financial reports analyzed amounted to 90. Method of sampling with the purposive sampling. The sample financial reports are 90 banks that go public during the period of three years. The statistics used are simple correlation analysis, multiple correlation analysis, simple regression analysis, multiple regression analysis, determined coefficient and hypothesis testing. The result of this reaserch are partially there is significant influence between the capital adequacy ratio of profitability, there is no significant influence between liquidity of profitability, there is significant influence between total third party funds of profitability. Simultaneously there is significant influence between the capital adequacy ratio, liquidity, and total third party funds jointly of profitability. Keywords: capital adequacy ratio, liquidity, third party funds, profitability Permalink :  http://jurnal.undaris.ac.id/index.php/jurnal/article/view/16