Mobile telephone smart card with radio-frequency communication function and matched peripheral processing device

The present invention discloses a mobile phone with a smartcard and RF communication function supporting the peripheral processing means, the card with ISO7816 standards, fully realize various functions of conventional SIM / UIM included, based on this, the card body further additional RF transceiver has an antenna and a radio transceiving circuit, a CPU card control software on the one hand by RF matching function of peripheral processing means of short-range data communication in a non-contact manner, on the other hand, the APDU protocol control handset, i.e. STK function using a mobile phone to control the phone's screen and keyboard, so that the phone can double as a variety of non-contact IC card use to implement applications such as micro-payment and the like, in particular, it should be noted that the information generated by the card process and intervention (when the authentication password) is implemented on the cardholder's mobile phone, in short, this phone smart cards give users a great convenience.