Technology Entrepreneurship: Fintech Lending in Indonesia

Advanced development in information technology has accelerated entrepreneurship in financial sector. The study of technology entrepreneurship therefore serves an important function beyond satisfying intellectual curiosity. By utilizing the frontier technology and practicing more adaptive entrepreneurship approach, various start-up companies have been established and gradually considered as disruptors for the traditional players especially banks. This chapter is dedicated to exploring the progress of fintech lending in Indonesia as a part of technology entrepreneurship. Fintech lending industry is dominated by brilliant young talents who are categorized as agile and aggressive entrepreneurs. Their competitive advantages are supported using the most advanced digital technologies, which are continuously evolved to meet a dynamic consumer demand. A rapid growth of fintech lending is substantial to increase people’s access to finance despite its emerging challenges.