An Analysis of Causes for SMEs Financing Difficulty

SMEs have an extremely important position in national economy and social life, especially in the aspect of solving employment and promoting urbanization, what is irreplaceable by large enterprises. However, at present the SMEs financing issue in China has already become a serious problem that troubles the economic development, market growth, and social progress. This issue has aroused a wide attention from economic theory field, industrial field, and the government. This paper summarizes the causes for SMEs financing difficulty comprehensively, with the hope of offering references for further studies.