IMPLEMENTASI AKAD MUDHARABAH PADA PRODUK TABUNGAN KOPERASI SYARIAH (Studi Kasus Pada Kspps Nuri Jatim Cabang Sokobanah II Sampang)

Mudharabah agreement is an agreement between two parties where the bank acts as the manager and custumer as the capital owner, the profit obtained will e shared according tho the agreement, if there is a loss, it will e fully borne by the owner of the capital, the manager only bears the loss of the business and and work only. this study ains to determine how the application of the mudharabah contract to the savings product in KSSPPS NURI JATIM and whether the application of the mudharabah contract to the saving products is in accordance with sharia.With this study, the author will provide an overview of the implementation of the mudharabah contract on savings products and see what is in theory with those apllied in banks, this study uses qualitative methods, namely a method by analyzing the results of research that produces descriptive analysis data. In addition, data collection was carried out by direct interviews at KSPPS NURI JATIM CAB.SOKOBANAH II, NURI JATIM Customer and Islamic Economics Academics. The result of the study are savings products at NURI JATIM using the mudharabah mutlaqah contract, with a profit ratio of 25:75 (25 for customer and 75 for bank). The application of mudharabah contract apllied at NURI JATIM can be seen from the aspect of profit ratio in accordance sharia, because the ratio from the beginning has been determined by the bank. Seen from the aspect of the type of business applied, it is in accordance with sharia, where the NURI JATIM distribution of funds channeled to financing.   Keyword: Implemetation, mudharabah contract, and sharia concept