Katarzyna Sekścińska

University of Warsaw

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Joanna Rudzińska-Wojciechowska

Kozminski University

Dominika Maison

University of Warsaw

Agata Trzcińska

University of Warsaw

Diana Jaworska

University of Warsaw

Aleksandra Furman

University of Warsaw

Petko Kusev

London South Bank University

Magdalena Poraj‐Weder

Maria Grzegorzewska Academy of Special Education

Kinga Wytrychiewicz-Pankowska

University of Warsaw

ŁM

Łukasz Markiewicz

Warsaw University of Technology

Katarzyna Iwanicka

University of Warsaw

Cooperative Institutions

University of Warsaw

Institute of Psychology

Polish Academy of Sciences

Center for Social and Economic Research

Kozminski University

Uniwersytet SWPS

University of Humanities and Economics in Lodz

University of Wrocław

Maria Grzegorzewska Academy of Special Education

Warsaw University of Technology

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The role of temporal perspective in economical activity – psychological perspective

Educational Psychology (2017)

Katarzyna Sekścińska Maryla Goszczyńska Dominika Maison

The article aims to explore the ralationship between different financial behaviours and temporal perspective. Psychological time is defined and measured in different ways. In the studies presented in the current paper a concept by Philip Zimbardo and John Boyd (2009) was used. It distinguishes five temporal perspectives: (a) past-positive, (b) past-negative, (c) present-hedonistic, (d) present-fatalistic, (e) future. In order to measure this construct, a 15-item short version of Time Perspective Inventory (Short Zimbardo Time Perspective Inventory, SZTPI, Zhang, Howell, Bowerman, 2013) was used. Two experiments using representative (of Polish society) samples were carried out (numbers of participants were 360 and 1090). Different financial behaviours were measured: saving, investing, insurance, and loan raising. Also, their relationship with temporal perspective was looked at (SZTPI). The results revealed a relationship between temporal perspective and financial actions: a higher level of hedonistic-present perspective encouraged cash loans, and a higher level of future perspective was associated with mortgages. Future perspective was beneficial in terms of saving and insurance. High level of fatalistic-present perspective encouraged financial passivity

Fatalism

Time Perspective

10.5604/01.3001.0011.7855

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Citations (1)

Parents’ temporal perspective and their economical education practice

Educational Psychology (2017)

Agata Trzcińska Katarzyna Sekścińska Dominika Maison

Previous studies have shown that economical behaviours among the adults depend on temporal perspective they take. Taking this into account, it was predicted that temporal perspective can play an important role also when explaining different economic education practices employed by the partents when educating their childrem. The aim of the current study was to look at the relationship between temporal perspectivs of the parents and their strategies of economic education of their children. In this survey study 108 parents of children aged between 10 and 12 years old took part (755 mothers and 33 fathers). The results showed that future-negative perspective is connected with a later onset of economic education of the child, whereas future and present-hedonistic perspectives are related to an earlier onset of economic education of the children. It should be noted, however, that the applied practices of economic education are different among people with a strong future perspective and present-hedonistic perspective.

Time Perspective

10.5604/01.3001.0011.7857

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Self-control and financial risk taking

Journal of Economic Psychology (2021)

Katarzyna Sekścińska Joanna Rudzińska-Wojciechowska Diana Jaworska

Lottery

10.1016/j.joep.2021.102386

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To spend or to save? The role of time perspective in the saving behavior of children

Young Consumers Insight and Ideas for Responsible Marketers (2022)

Agata Trzcińska Katarzyna Sekścińska Dominika Maison

Purpose This study aims to focus on the possibility of promoting saving behaviors in children by activating a future time perspective (TP) in their thinking. Design/methodology/approach An experimental study of 8- to 11-year-old children ( N = 212) was conducted in which future and present hedonistic TPs were induced. Findings The results suggest that inducing a future TP can modify children’s financial behavior, making them more inclined to save their money. However, the induction of a present hedonistic TP had no significant effect on children’s financial decisions. Originality/value This study improves current theoretical knowledge concerning the effectiveness of psychological interventions in fostering saving behaviors in children and answers the question posed of how the economically desirable behavior of saving may be enhanced in children. Thus, inducing a future TP in children by showing them the benefits of focusing on the future might constitute a useful means of strengthening children’s saving abilities.

Value (mathematics)

10.1108/yc-11-2021-1421

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Risk taking in gambling task: The role of psychological variables in lottery risk-taking

Personality and Individual Differences (2022)

Katarzyna Sekścińska Joanna Rudzińska-Wojciechowska

This preregistered study aims to build a model of people's risky financial choices when gambling. Psychological constructs that have been demonstrated to predict such choices in earlier studies were considered. A total of 409 Polish working adults (211 men and 198 women; aged 18–72 years, M = 44.80 years, SD = 15.56) took part in a two waves correlational CAWI study. In most cases, the links between psychological variables and gambling choices were confirmed. When entered into the model, the following proved to significantly predict people's gambling choices: Self-control and net income per capita decreased risk-taking in lotteries, while Self-esteem, Psychopathy, Present Hedonistic Time Perspective, and Sense of Power enhanced gambling risk-taking. The model accounted for 15 % of the observed variance.

Lottery

10.1016/j.paid.2022.111790

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How decision-makers’ sense and state of power induce propensity to take financial risks

Journal of Economic Psychology (2021)

Katarzyna Sekścińska Joanna Rudzińska-Wojciechowska Petko Kusev

10.1016/j.joep.2021.102474

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Citations (14)

The effect of state and trait power on financial risk taking: The mediating and moderating roles of focus on rewards versus threats

Journal of Behavioral Decision Making (2023)

Katarzyna Sekścińska Diana Jaworska Joanna Rudzińska-Wojciechowska

Abstract Correlates of power remain understudied in the context of financial risk taking. This project aimed to investigate the role of focus on rewards versus threats in explaining the relationship between power and risky financial choices across three studies ( N 1 = 326, N 2 = 397, N 3 = 223). Study 1 analyzed the mediating role of focus on rewards versus threats and financial risk perception in the relationship between sense of power and risky financial choices. The results indicated that a greater sense of power translates into a greater general focus on rewards, which, in turn, leads to lower investment and gambling risk perception and results in riskier financial choices. Study 2 investigated the role of states of power and lack of power in explaining people's financial decisions as well as their influence on people's situational focus on rewards versus threats. We demonstrated that the state of power plays a significant role in explaining the situational focus on rewards versus threats, situational risk perception, and risky investment and gambling choices. Study 3 tested the single and joint moderating effects of the state of focus on rewards versus threats and the state of power in explaining the positive relationship between the sense of power and risky investing and gambling choices. In line with our main hypothesis, the obtained results showed a significant three‐way interaction among sense of power, state of power, and state of focus on rewards versus threats, both in terms of investment and gambling choices.

Situational ethics

Regulatory focus theory

Risk Perception

10.1002/bdm.2363

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Citations (2)

Financial Decision Making and Individual Dispositions

Springer eBooks (2020)

Katarzyna Sekścińska Łukasz Markiewicz

Directive

Situational ethics

Financial instrument