Thesis topic is innovations and trends in electronic banking. The first chapter focuses on theoretical basis of electronic banking and describes the forms of electronic banking. The second chapter focuses on analysis offer electronic banking in four Slovak banks, safety analysis of electronic banking, analysis of the use of internebanking, analysis of payment cards issued and EFT POS terminals. The third capter focuses on innovation electronic banking, vision for the future of electronic payment and proposals for security in elektornic banking.