According to the Ministry of MSME since 2017, in terms of the number of MSME units in Indonesia, they have a share of around 99.99 percent (62.9 million units) of the total number of business actors absorbing the national workforce. The purpose of this study is to identify the effect of financial literacy, financial inclusion and intellectual capital on the performance of SMEs in Banyumas Regency after the Covid Pandemic. This research method uses a survey with the method of data analysis using multiple regression analysis. The population in this study are small and medium enterprises that are still running after the Covid 19 pandemic disaster. The sample is taken with the criteria that the UKM is engaged in retail trade/stores in the Banyumas Regency area. The results of this study show that financial literacy, financial inclusion and intellectual capital have a positive impact on the performance of SMEs in Banyumas Regency, so that until now around 98 percent of SMEs are still surviving after experiencing the Covid 19 pandemic crisis since 2019.
This study aimed to examine the influence of planning, management commitment, and human resources competency on goods and services budget absorption of Cilacap Local Government, Central Java. This study uses primary data by distributing questionnaires to the head of working units in the Cilacap regency with a number of respondents as many as 51 people during June-July 2020. Data analysis was performed by using SPSS (Statistical Package for Social Science) version 24. The results showed that the planning with a significant value of 0,035, management commitment with a significant value of 0,012, and human resource competencies with a significant value of 0,021 positively influence the absorption of good and service expenses of government Cilacap. With these findings, this study contributes to providing empirical data on factors influencing budget absorption on Local governments in Indonesia;
This study aims to examine factors influencing the whistleblowing system in the governmental institution (i.e., attitude-behavior, norm values, and employee solidarity) which is represented by the government of Jakarta Capital Special Region (Daerah Khusus Ibukota/DKI). A quantitative approach is used to collect the data by giving questionnaires to the respondents in all institutions of regional apparatus of the work unit (satuan kerja perangkat daerah/SKPD) in Jakarta with the total sample selected being 42. Respondents were selected using a puIDRosive sampling method where one SKPD was given one questionnaire. The findings show that all of the independent variables (i.e., attitude-behavior, norm values, and employee solidarity) do not have an influence on the occurrence of whistleblowing in SKPD of Jakarta Capital Special Region. The implication of this research is the need to install knowledge in employees about the meaning of the whistleblowing system, increase the role of norms that regulate employee mindsets, and increase the awareness of fellow employees about creating an anti-fraud culture. It is important to consider the aspect of culture in future studies.
Penelitian ini merupakan penelitian studi empiris dengan survei pada UMKM di Kabupaten Banyumas. Tujuan dari penelitian ini adalah untuk mengetahui kondisi struktur pengendalian intern UMKM, mengetahui perkembangan UMKM di Kabupaten Banyumas, mengetahui signifikansi pengaruh struktur pengendalian intern, kualitas sumber daya manusia, kelengkapan dokumen arsip usaha UMKM dan fungsi manajemen terhadap perkembangan usaha UMKM baik secara simultan maupun parsial dan untuk mengetahui variabel yang paling berpengaruh terhadap perkembangan usaha UMKM. Penelitian ini menggunakan analisis regresi berganda. Berdasarkan hasil penelitian diperoleh kesimpulan bahwa struktur pengendalian intern pada UMKM di Kabupaten Banyumas telah memadai. Terdapat perkembangan usaha UMKM di Kabupaten Banyumas dari tahun 2012 sampai dengan tahun 2016. Secara simultan struktur pengendalian intern, kualitas sumber daya manusia, kelengkapan dokumen arsip usaha dan fungsi manajemen berpengaruh signifikan terhadap perkembangan usaha UMKM di Kabupaten Banyumas. Secara parsial kualitas sumber daya manusia dan kelengkapan dokumen arsip usaha berpengaruh signifikan terhadap perkembangan usaha UMKM di Kabupaten Banyumas, sedangkan struktur pengendalian intern dan fungsi manajemen tidak berpengaruh terhadap perkembangan usaha UMKM di Kabupaten Banyumas. Kualitas Sumber Daya Manusia merupakan variabel yang paling berpengaruh terhadap perkembangan usaha UMKM di Kabupaten Banyumas.
This study aims to determine the effect of human resource competence, utilization of information technology, and public participation on the quality of village financial statement. This is a quantitative study which used a survey method and questionnaire. Furthermore, the samples were obtained using double sampling method with a total of 172 villages in Banyumas Regency. The collection of primary data was from respondents' answers to the questionnaire instrument that was distributed to the village secretary or treasurer as the PTPKD. The results showed that human resource competence did not affect the quality of village financial statement, while the utilization of information technology and public participation had positive effects. Furthermore, the study has three implications, first, the government is specifically expected to make good utilization of the provided information technology. Secondly , it is hoped that the central and regional governments can provide more intensive education and training to villages, in order to improve the competence of human resources, namely the village officials. Thirdly, the central and local governments as policymakers need to develop policies that villages universally can follow and do not overlap with one another.
This research aimed to know determinate factors that support the professionalism of BMT people in Banyumas regency and develop some strategies to improve profesionlism of BMT people. The type of the research is the qualitative which collected the data with questioner, depth interview and library research. As the qualitative research, the analysis data acted simultaneous with collecting the data, interpretation, and writing the research result. The results of this research are: Firstly, the interpretation of professionalism by many BMT people tends practically. The professionalism explained in the context of service quality given by BMT to its customers. Mean, the biggest professionalism measure is in service quality. Secondly, there are some influenced factors toward the professionalism of BMT people, namely: (1) Understanding to the concept of Syariah finance concept; (2). The operational obstacle in Syariah finance system; (3). The human resources management (about the role and the function); (4) The Performance of BMT among the banking business competition; (5) The unbalance between saving and cost; (6) The loss profit sharing for the customers; and (7) the Mudharabah which is not become the priority of BMT.Internal and external component very important to improve professionalism BMT people.
Informasi asimetri dan konflik keagenan ekuitas merupakan dua masalah utama yang harus diperhatikan oleh investor dan investor harus meminimalkan dampak yang ditimbulkan oleh masalah tersebut. Riset ini menganalisis kebijakan pengeluaran pendanaan modal dengan pendekatan pecking order.financial leverage dan hipotesis manajerial. Dengan sampel sebanyak 235 yang diperoleh dari perusahaan publik di Bursa Efek Indonesia dan 81 perusahaan non-keuangan menjadi subjek riset ini. Analisis regresi digunakan untuk menganalisis model-model tersebut. Hasil penelitian menunjukkan bahwa manajer dalam memutuskan kebijakan pengeluaran tidak mempertimbangkan kebijakan pecking order dan manajer yang memiliki saham memiliki korelasi yang positif dengan kebijakan pengeluaran modal yang berasal dari dana ekstemal.
This research is an empirical study with a survey of MSMEs in Banyumas Regency. The purpose of this study was to determine the condition of the structure of internal control of MSMEs, to know the development of MSMEs in Banyumas Regency, to know the significance of the influence of internal control structures, the quality of human resources, the completeness of MSME business records and management functions on the development of MSME businesses both simultaneously and partially. to find out the variables that most influence the business development of MSMEs. This study uses multiple regression analysis. Based on the results of the study, it was concluded that the structure of internal control in MSMEs in Banyumas District was adequate. There are developments in the business of MSMEs in Banyumas Regency from 2012 to 2016. Simultaneously the structure of internal control, quality of human resources, completeness of business records and management functions have a significant effect on the development of MSME businesses in Banyumas Regency. Partially the quality of human resources and completeness of business records documents have a significant effect on the development of MSME businesses in Banyumas Regency, while the internal control structure and management functions have no effect on the development of MSME businesses in Banyumas Regency. Quality of Human Resources is the most influential variable on the development of MSME business in Banyumas Regency.
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